In the paragraphs below, a Tampa personal injury law office
attorney exposes a major adjuster ploy: the unjust claim denial.
Playing on the Client’s Faith
Too many claimants will give an insurer credit for knowing more than they do and take the denial of their claim without resistance or appeal. By referring the denial letter to your Tampa personal injury lawyer, the denial may be exposed for the dismissal tactic that it is.
The denial letter is the primary means of notifying the claimant of this decision, and its issuance rests on the adjuster’s belief that the claim is unfounded. Your Tampa personal injury law office, upon review of the letter, can pinpoint the faults that prove that the denial is unjust.
A Tampa Personal Injury Lawyer Shows Where the Faults Lie
Once subjected to scrutiny by a skilled Tampa personal injury law office attorney, the flaws in the letter soon become obvious:
- Nothing in the policy’s provisions supports the denial;
- References in the letter do not appear in the policy;
- No supporting documentation for the denial is sent to the policy holder;
- Evidence supporting the denial is either absent from the letter or is inadequate;
- Provisions unrelated to the claim are cited as basis for the denial;
- The insurer demands further information after denying the claim in order to continue to advance its cause or to subsequently use to the client’s disadvantage;
- The denial is issued without consultation or communication with the policy holder or his or her counsel, and needless form letters have been added to the file; and
- The insurer endeavors, while denying the claim, to reject the policy and refuse coverage under the pretexts of errors in the application.
Your Tampa personal injury law office is equipped to deal with these tricks. Call the attorneys at Kaylor, Kaylor & Leto at 1 (800) 900-7734 for help now.